Commercial Liability

& Commercial Life Insurance

Protect Your WV Business Premises & Assets Today

In spite of the risks there are in running a business, it helps to have adequate commercial liability insurance to cover your daily operations. Injuries and damages can happen at any time, so speaking with the knowledgeable agents at Terry Pennington Agency can be a big help. Having the right amount of liability coverage means you can focus on your daily business and know your premises and assets have the coverage to handle a significant loss in case of the unexpected. Contact Terry Pennington Agency online today to request a free quote or call our Beckley office at (304) 255-4006.


General Liability to Cover Losses & the Unexpected

Commercial General Liability from Terry Pennington Agency can help your business weather significant financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. General liability coverage handles most medical expenses, attorney fees, settlements, and reimbursements. This can include:

  • Casualty Coverage
  • Fire Legal Liability
  • Premises Liability
  • Premises Medical
  • Products & Completed Operations

Commercial Life Insurance Coverage for Employees

Businesses that offer life insurance to their employees let them know they are an important part of the business team. Commercial life insurance can be a significant benefit to your employees, and may get them to think about ways they can approach their work and home lives in healthier ways—all of which can have a positive effect on a company’s bottom line. Discuss commercial life insurance with your Terry Pennington agent today!

Terry Pennington Agency Offers Optional Commercial Liability

Because each business is different, Terry Pennington Agency offers a variety of ways to tailor your business liability coverage. Adding these options to your commercial policy can safeguard these important operational areas:

Concession Liability keeps a special event stand insured from damage, accidents, or accidental injuries sustained to pedestrians or bystanders.
Foreign Liability helps protect employees who travel out of the country on business purposes in the event of injuries, damages, and lawsuits.
Liquor Liability helps to cover damages and injuries in which your business is held legally responsible as a result of serving liquor – from liquor establishments to office parties/special events.
Garagekeepers Liability protects auto service operations that house customer vehicles in the event of fire, vandalism, theft, or other damages.
Employment Practices Liability option covers a business in the event of employee rights violations.

Speak with your Terry Pennington agent today to review the best options for your business at (304) 255-4006.

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