Condo & Townhouse Insurance

in Beckley, WV

Are You Buying or Renting? Speak with Our Agent Today

If you are purchasing or renting a condo or townhome in the Beckley, WV region, speak with your Terry Pennington agent today to review your insurance coverage. Our knowledgeable agents know the ins and outs of writing policies for condominiums and townhomes. There are unique features and association rules that often must be incorporated in the policy language. Contact us online to request a free quote or call us at (304) 255-4006.


Coverage Options to Personalize Your Condo or Townhome Policy

Tailor your insurance coverage by reviewing your insurance needs with our knowledgeable insurance agent. Together, we can customize your policy to handle all of these options. This ensures you are covered in the event of a claim, and that you have considered these often-significant items in the event of a loss:

  • Clothes
  • Jewelry
  • TVs
  • Theft
  • Computers
  • Fire
  • Lightning
  • Furniture

Additional Coverage Options for Condo & Townhome Policies

Your Terry Pennington Agency professional can also review these additional coverage options as they specifically relate to condominium and townhome properties. These are added instances where you want to be sure your policy meets all your needs. Consider these additional options for coverage:

  • Loss of Use
  • Water Backup
  • Mortgage Clause
  • Loss Assessments
  • Earthquake Coverage
  • Ordinance or Law Coverage

Insurance Coverage Specific to Condominiums

Condo insurance, also referred to as townhouse or co-op insurance, can be more complicated than standard homeowner’s insurance or renter’s insurance. The reason condo policies are more complex is because a different person owns each unit. This is generally why many communities create associations that collect dues to pay for a master insurance policy among other things. While each policy is different, the master policy for a condominium community often covers shared spaces, the overall structure, and liability protection for the association.

Terry Pennington Agency Offers Insurance for Townhouse Properties

If you live in a condominium or a townhouse, are you certain that your association dues will cover all of your insurance needs for your unit? It can be unfortunate to know that the master policy, or HOA policy, for the condominium or townhome community will not protect you, or that the policy does not include some critical area of coverage that you need. Proactive insurers will plan for these contingencies by taking the time to review specific condo and townhome coverage with Terry Pennington Agency.

Shady Spring

Oak Hill
Mount Hope
Glen Jean